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Resources for First-Time Homebuyers
Dated: December 14 2021
Views: 33
CONGRATS!
You’ve decided to start the home ownership journey. I am so excited for you! I know, I’ve been there. It can be overwhelming, but I assure you that if you just take one step at a time…and breath, it will work out. I welcome the opportunity to work with you. I’m providing a step by step guide, and resources to help you move forward.
GET PRE-APPROVED
Jumping in and touring homes is exciting, but I caution you to start before getting pre-approved by a lender. This is different than pre-qualification. Being pre-approved means that you have put all of your financial documents on the table with a lender, and have received a “pre-approval letter” to show realtors that you are ready to purchase a home. Once you receive that, it is typically suggested that you go to at least 2 other lenders to make sure you are receiving the best deal for your situation.
ASK ABOUT DOWN PAYMENT ASSISTANCE PROGRAMS
Lenders are approved for specific down payment assistance programs. Ask each lender. Realtors can give you a list of more resources. Here are some online resources:
MN Residents: One Roof Housing
NerdWallet provided a list of mortgages suited for first-time home buyers.
LENDER RESOURCES
2022 MN First Time Home Buyer/MN Programs
As your agent, I will give you all the answers you need. I work with a wonderful team of realtors at Real Living Messina & Associates. So, you will be happy when you hire me to assist you to find your home. I will be on your side and work tirelessly to help you into your dream home.
Jody Tucker
My path is similar to many real estate agents who enter real estate after a career in another field. For myself, I had a long career in the field of music therapy before venturing into real estate. Af....
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